Ready to speak with someone now? Call us at (844) 897-2265
AAA mortgage loan officers are available Monday through Friday from 8:00 am to 8:00 pm EST.
Are you ready to take the next step in homeownership? Share some details with us about what you need to move forward.
As we work together, our experienced AAA mortgage team combines online convenience and personalized contact to help you determine your best options.
We’re excited to start this journey with you as you invest in your home.
Buying or refinancing a home is an important investment for many people.
Home financing allows you to make this investment with a loan that is affordable now and into the future.
We’re here to help you choose the best home financing option. Connect with us to learn how our loan programs can work for you.
We know you’ll have questions throughout this process. Our expert AAA mortgage team provides guidance to simplify the complex and give you clarity.
Reach out with any questions you have. Call us at (844) 897-2265.
AAA mortgage loan officers are available Monday through Friday from 8:00 am to 8:00 pm EST
Our team helps you understand your financial situation and how it applies to the property you want to buy or refinance.
When seeing if you can afford a new loan, consider ongoing costs you’ll need to cover with the property. This will likely include your monthly loan payment, property taxes, insurance, and maintenance expenses.
Knowing what interest rate you qualify for, your down payment amount, closing costs, and the term length of your loan will help you understand how much you can afford with your current income and expenses.
We’ll help you consider factors that impact the affordability of your loan. This includes your term length, or how long you pay your loan.
We’ll also help you understand your potential loan amount compared to the value of the property you’re looking to purchase or refinance.
Your interest rate is also a factor. We help you understand how it’s impacted by the market as well as your own finances.
Refinancing provides options to lower your monthly loan payment and interest rate or even borrow cash from the equity you have in your property. In many cases, you can refinance after having owned the property for more than 6 months.
You’ll also want to consider whether the closing costs or any other associated costs with refinancing will be worth it. Lowering your interest rate and monthly payments is worthwhile if the added expenses of refinancing can be paid off before you’re ready to sell the home, for example.